Loan Center & Calculators for Denver area Homebuyers
Welcome to your Denver area Loan Center! Do you want to buy a home in Colorado? Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals. You an explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online!
At any point, feel free to e-mail or call us regarding any questions you may have. You can find our contact information at the bottom of each page. We are here to personally help you through the entire home financing process.
*All links will direct you to our secure website, OrionMortgage.Net.
PRE-QUALIFY
Calculators
We suggest a default interest rate of 5.625% for estimating purposes. This is neither the lowest rate nor the highest rate available. This rate does not reflect pricing adjustments for property type, loan to value ratio, loan purpose, credit score, or other adjustments that may apply. Don is happy to email a more complete Good Faith Estimate for any desired loan.
- Monthly Payment- Calculates your payment for different loan amounts, interest rates, and amortization terms.
- Payment Schedule – Calculates the breakdown of principal and interest payments in a yearly or monthly format.
- Extra Payment- Calculates how much you can save over the term of your loan by increasing your monthly payment.
- How Much Can I Afford? – Calculates your maximum mortgage amount based upon the monthly payment, interest rate, and term that you enter.
- How Much Can I Borrow? – Calculates how much you can borrow based on your income, debts and desired loan terms.
- Rent vs. Own – Estimates the benefits of owning a home as opposed to renting.
- Fixed Rate vs. ARM Calculator- Compares the difference between a fixed-rate and an adjustable-rate mortgage.
- 15-Year vs. 30-Year Mortgage Calculator – Compares the difference between a 15-year and a 30-year mortgage.
- Refinance Interest Savings Calculator – Estimates the benefits of refinancing.
- Interest Only Calculator – Calculates the monthly payment for an Interest Only loan.
APPLY NOW
Select the type of application you would like to fill out:
- Short Loan Application – This application requests the minimum amount of information that is necessary to start processing a loan. Contact Don at 303-469-1254 or 800-404-0453 if you have any questions about what to fill out.
- Long Loan Application- This application requests all of the information that will be necessary to process your loan. Contact Don at 303-469-1254 or 800-404-0453 if you have any questions about what to fill out. You must create an account and login before you may complete the long application.
SAMPLE FORMS
The forms below are basic forms that may be used in the mortgage application process. These are sample forms. To learn more about each individual form, please contact us.
Our normal process would be to collect the information we need during a phone contact, prepare a complete package consisting of the loan application with all disclosures, and meet with you so you understand what is required. If a meeting is not convenient, we can send the package to you by Priority Mail, FedEx, or other suitable means.
*Adobe Acrobat Reader is required in order to view these documents. If you do not have Acrobat Reader, click here to download it.
- Loan Application (1003)
- Individual/Joint Credit Addendum
- Borrower Signature Authorization
- Borrower’s Certification & Authorization
- Mortgage Loan Origination Agreement
- Equal Credit Opportunity Act Disclosure
- Fair Lending Notice Disclosure
